Many people think that a recent job change makes it impossible to secure a loan. The fact is there are lenders who are willing to approve applications for Fast Loans in Henderson even if the applicant has not been on the job for very long. Here is what is needed to support the data provided on the application and be able to proceed with the loan process.
Proof of Identity
Always take along some type of picture identification. A driver’s license will do. If the individual does not drive, a state-issued picture ID will serve the same purpose. Make sure the address on the identification is up to date. That will come in handy a little later in the process.
Proof of Residence
Documents that confirm the permanent address of the applicant are also needed. A utility bill or a copy of an apartment lease are examples of documents many lenders will accept. Assuming the address on those documents matches the one on the picture ID, the applicant is on the way to being approved.
A Recent Payroll Check Stub
If the individual has recently received a first paycheck, bring the stub along when applying for one of those Fast Loans in Henderson. The stub serves to provide proof of income and also proof of employment. Lenders who offer quick loans of this type use the data on that stub to determine eligibility and the maximum amount the lender is willing to extend.
A Checking Account Statement
The most recent checking account statement is also something lenders like to see. It’s not the balance in the account they want to know. The statement confirms an active checking account is present and the applicant has not been charged any insufficient funds fees recently. That data further confirms the individual presents a reasonable amount of risk and increases the odds of being approved quickly.
Don’t assume that being new on the job is reason enough to deny a quick loan. Talk with the team at Cash Oasis first and discuss the reason for the loan, the amount, and to provide the information required to process the application. There’s a good chance of having the money in hand quickly and being able to repay the balance due out of the next regularly scheduled pay check.
