There are a couple of ways to buy a used car; you can buy from one of the many used car dealers in the area or you can buy directly from the current owner. If however, you want to buy a new Ford there is only one option, visit your Ford dealer in St. Charles. Buying a new Ford from a qualified dealership can be a pleasant experience; you will have a knowledgeable sales exec walk you through the various models that are available and the prices. A new car dealer can also help with financing and will be in a position to service and maintain your new car through the warranty period and beyond.
Before you go shopping for a new car there are a couple of things that you should do:
- Establish your budget: No one knows your finances better than you. You are fully aware of all your obligations and your income. Many people make the mistake of overestimating how much they can pay for a new car as they focus on the payments rather than the actual price of the vehicle. The best possible solution is to purchase your new car with cash but, if you are like the majority of new car buyers, you will finance the purchase.
- When you buy a new car an effective rule of thumb is; put 20 percent or more down, limit the loan period to 48 months and keep your monthly payments to 15 percent maximum of your net income. If you find that these targets cannot be met, your Ford dealer in St. Charles can show you a lower priced model or a low mileage, late model certified pre-owned car or used cars.
- Don’t be too rigid: After having conducted your research you probably have a very good idea of precisely what you want, even though this may be the case, remain flexible. If the price of the car with all the options you want doesn’t work out, drop some of the optional equipment. Even without the “bells and whistles” that you wanted you will still be getting a very good automobile, after all, it is a Ford.
Don’t hesitate to ask your sales exec if there are any incentives currently available. There may be rebates or discounts available on certain models that might just help you make up your mind.
If you are looking for a new Ford or a late model used or certified pre-owned car your Ford dealer in St. Charles can help. You are invited to visit Hawk Ford of St. Charles.
